What is the best NIN and BVN verification API in Nigeria?

LumiID connects directly to NIMC and NIBSS, so NIN and BVN checks are validated against the primary government source rather than a cached copy, typically returning a result in under two seconds.

How long does it take to go live with LumiID?

Most teams integrate in about a day using the REST API, an SDK, or the no-code eKYC widget. A sandbox environment lets you test everything before switching real users over.

Does LumiID support biometric liveness detection?

Yes. LumiID uses passive liveness detection and 1:1 face matching to confirm the person completing verification is physically present, without added steps for the user.

Does LumiID verify businesses as well as individuals?

Yes. LumiID's KYB tools verify CAC registration, confirm directors against NIN records, and help map ultimate beneficial owners for AML obligations.

Is verification a one-time check or ongoing?

Both. LumiID verifies at onboarding and then continuously monitors accounts afterward, flagging risk changes such as watchlist matches or NIN suspensions as they happen.

Is LumiID's identity verification API secure and NDPR compliant?

Yes. LumiID uses end-to-end encryption and token-based authentication, and handles personal data in line with Nigeria's Data Protection Regulation (NDPR).

Africa-focused · API-first

One API for identity, compliance and fraud intelligence.

Verify people and businesses, screen risk, detect fraud and monitor transactions across African markets—with one integration built for regulated growth.

Get started Explore the API

Identity sessionLow risk

Amara Okafor

NG · NATIONAL ID · •••• 2084

Match

Decision

Verification approved

Built for high-stakes decisions

Infrastructure for teams that cannot compromise on trust.

One identity stack

Every trust decision, connected.

Replace fragmented vendors with a modular KYC API, KYB API and risk layer that shares context across the customer lifecycle.

Ongoing risk intelligence

Keep profiles current as risk changes after onboarding.

Monitor · Alert · Review · Resolve

How it works

From first signal to clear decision.

Configure the checks you need. LumiID orchestrates the flow and returns structured results your systems can act on.

Developer experience

A composable API your team can ship.

Start with one workflow, add checks as your risk model evolves, and keep your product experience under your control.

Read the docsREST · JSON · Webhooks

201 CREATEDsession_id · idv_91D0W

Africa coverage

Local context, one operating layer.

Design identity verification journeys around the documents, data environments and risk patterns relevant to each market.

Risk intelligence layerConfigurable

Configure by market

Representative market workflows shown below. Availability varies by check, document and data source.

Talk to our team about the countries, documents and checks required for your launch plan.

View coverage

Identity data · Document signals · Risk context

Built for growth

Trust infrastructure for every regulated journey.

Compose the right checks for the product, customer and risk level—without rebuilding your identity stack.

Measure what matters

Turn identity operations into an observable system.

Track decision time, completion, manual review and fraud outcomes by workflow—then tune controls using your own evidence.

Workflow performanceLast 30 days

Your live operating data

Illustrative dashboard. Values are shown as relative bars, not customer performance claims.

Security by design

Controls your risk team can reason about.

Protect sensitive identity data with clear access boundaries, auditable events and configurable retention.

Discuss security

Compliance is a shared operating discipline not a badge.Policy · Controls · Evidence · Review

FAQ

Identity infrastructure, explained.

Answers for product, engineering, risk and compliance teams evaluating LumiID.